We can learn some valuable spiritual lessons from the insights gained by millionaires. Millionaires plan for decades rather than for tomorrow; they tend to think about ideas while the middle class thinks about people or things; they embrace change, allowing the lessons learned from changing conditions to transform them positively; they take calculated risks while the middle class show timidity; they continue to learn while middle class people stop as they leave school; they work for profit while the middle class works for wages; they feel the need to be generous while the middle class are afraid to give to others; they have multiple sources of income, while the middle class have only one; they focus on increasing net worth while middle class people focus on increasing their paycheck; and they ask themselves empowering questions while the middle class ask disempowering questions. When we apply these concepts spiritually, we have a powerful formula for overcoming and building character. We want to become the ruling members of the God family—all multi-millionaires.