11 By the blessing of the upright the city is ^aexalted,
But it is overthrown by the mouth of the wicked. ‡

12 He who¹ is devoid of wisdom despises his neighbor,
But a man of understanding holds his peace. ‡

14 ^aWhere there is no counsel, the people fall;
But in the multitude of counselors there is safety. ‡

15 He who is ^asurety for a stranger will suffer,
But one who hates¹ being surety is secure. ‡